Which of the following is NOT a duty of title insurers?

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Title insurers play a crucial role in the real estate transaction process by protecting property owners and lenders from potential issues related to property titles. One of their primary duties is to provide coverage against financial loss that may arise from defects in the title, which includes the duty to defend the title and indemnify against actual loss.

The duty to defend the title means that the insurer will engage in legal defense for claims against the title, ensuring that the policyholder is protected from threats to their ownership. Meanwhile, the duty to indemnify involves compensating the insured for losses incurred due to title defects that occur after the policy is issued.

Providing title information is also a significant aspect of a title insurer's responsibilities. This involves the insurer researching a property's title history to identify any potential issues or claims that could affect ownership.

However, evaluating the market is not a duty typically associated with title insurers. This responsibility more accurately falls within the scope of real estate appraisers or market analysts, who assess market conditions and property values rather than focusing solely on the title's legal standing and the associated risks. Therefore, this duty does not align with the typical functions of title insurers, making it the correct answer for this question.

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