Which role involves completing and submitting mortgage loan applications?

The role of a Mortgage Representative is primarily focused on assisting clients throughout the mortgage application process. This includes gathering the necessary financial information, assessing eligibility, and directly completing and submitting the mortgage loan applications to lenders. A Mortgage Representative is trained to navigate the various requirements of lenders and help clients understand their options, making them integral in facilitating the mortgage process.

In contrast, a Real Estate Agent primarily deals with buying and selling properties. Their expertise lies in the real estate market rather than the mortgage application aspect. A Borrower, while they may initiate the application process and provide the required information, typically does not handle the submission aspect on their own; this is often facilitated by the Mortgage Representative. Lastly, a Mortgage Servicer manages existing loans after they have been funded, overseeing payment processing and managing borrower accounts, rather than dealing with new applications.